CeMAP Course (Level 1,2 and 3)

CeMAP Course (Level 1,2 and 3) Outline

Unit 1: Introduction to Financial Services Environment and Products 
 

Module 1: Introducing the Industry, Regulations and Economics

• Introducing the Financial Services Industry 

• Economic Policy and Financial Regulation 
   

Module 2: Tax, HMRC and Benefits 

• in the United Kingdom Taxation I 

• in the United Kingdom Taxation II 

• State Benefits and HMRC Tax Credits 
   

Module 3: Investment 

• Direct Investments - Cash and Fixed Interest Securities 

• Other Direct Investments 

• Collective Investments 
   

Module 4: Products, Wrappers and Pensions 

• Tax Wrappers 

• Pensions 
   

Module 5: Insurance and Assurance 

• Life Assurance 

• Health and General Insurance 
   

Unit 2: in the United Kingdom Financial Services and Regulation 
 

Module 6: Lending Types 

• Secured and Unsecured Lending 

• Secure Lending 

• Repayment Mortgage 

• Flexible Mortgage 

• Commercial Loans 

• Unsecured Borrowing 
   

Module 7: Customers, Concepts and Advising 

• Customer Needs 

• Main Advice Areas 

• Legal Concepts 
   

Module 8: Regulations, Regulatory Entities and Supervision 

• FCA's Aim and Activities 

• Regulating Firms and Individuals 

• Prudential Supervision 

• Conduct of Business Requirements I 

• Conduct of Business Requirements II 

• Consumer Credit 

• Anti-Money Laundering 

• Other Regulations Affecting the Advice Process 

• Consumer Rights, Complaints and Compensation 
   

CeMAP Level 2: Mortgages 
 

Unit 3: Mortgage Law, Policy, Practice and Markets 
 

Module 1: Introductions to Mortgages, Types of Repayment and Clients 

• Role of Mortgage Adviser 

• Property and Mortgage Markets 

• Types of Borrowers 

• Schemes for Borrowers 

• Mortgage Repayment Methods 

• Other Mortgage Products 

• Repayment Vehicles 
   

Unit 4: Mortgage Applications 
 

Module 2: Property Process and Regulations 

• Mortgage Regulations 

• Principles of Mortgage and Property Law 

• Practical Aspects of Property and Mortgage Law 

• Overview on Buying a Property 

• Legal Aspects of Property Purchase 
   

Module 3: Assessment of Suitability: Regulation and the Buying Process 

• Financial Status 

• Borrower's Credit Status 

• Suitability and Eligibility 
   

Module 4: Lending and Property 

• Assessing the Property 

• Valuations and Surveys  

• Factors Affecting Lending Decision 
   

Unit 5: Mortgage Payment Methods and Products 
 

Module 5: Financial Planning, Protection and Advice 

• Financial Protection and Planning 

• Types of Financial Protection II 

• Pure Protection 

• Raising Additional Funds from Property 
   

Unit 6: Mortgage Arrears and Post Completion Issues 
 

Module 6: Post Mortgage Care 

• Mortgage Transfer 

• Arrears and Debt Management 

• Lenders' Legal Rights and Remedies 
   

CeMAP Level 3: Assessment of Mortgage Advice Knowledge 
 

Unit 7: ASSM 

• Case Studies 

What You’ll Learn in this Course

This course takes you from understanding financial regulations of United Kingdom to mastering professional mortgage advisory practices. Each stage builds strong technical knowledge and client-handling confidence. 
 

• Learn the fundamentals of United Kingdom financial services and mortgage regulations 

• Learn how to assess client needs and recommend suitable mortgage products 

• Learn to apply financial laws, ethics, and compliance standards in practice 

• Learn how to manage mortgage applications and lender communication 

• Learn to evaluate risks and provide sound financial guidance 

• Learn how to prepare effectively for CeMAP certification